Supplemental Health Coverage

Added Protection When You Need It Most

Even the best health insurance plans don’t cover everything—and unexpected medical expenses can quickly add up. That’s where supplemental health insurance comes in. At Benservco Benefits, we help you enhance your primary health coverage with affordable, targeted plans that provide financial protection during life’s most stressful moments.

Whether you want to reduce out-of-pocket costs, prepare for the unexpected, or give your employees additional peace of mind, supplemental coverage is a smart and affordable solution.

What is Supplemental Health Insurance?

Supplemental plans are designed to fill the gaps in your standard health insurance. These plans pay out cash benefits or reimburse you for specific types of medical situations—helping with expenses like deductibles, copays, lost wages, or even daily living costs while you recover.

You can add supplemental plans to individual, family, or group policies.

Accident insurance

Accident Insurance

Provides cash benefits to help cover ER visits, urgent care, imaging, and recovery costs after an unexpected injury.

Critical Illness

Critical Illness Insurance

Lump-sum payment upon diagnosis of a covered illness, such as heart attack, stroke, or cancer. Use funds for medical or non-medical expenses.

Hospital Insurance

Hospital Indemnity Insurance

Helps cover hospital stays and overnight admissions—ideal for reducing the financial burden of inpatient care.

Cancer Insurance

Cancer Insurance

Targeted coverage to assist with cancer treatment costs, including medication, travel, and specialized care.

 

Telemedicine

Telemedicine Plans

Affordable access to 24/7 virtual healthcare—great for routine medical questions, prescriptions, or mental health support.

Wellness plan

Wellness & Preventive

Encourages healthier lifestyles by covering screenings, checkups, and other preventive services not always included in major medical plans.

Enhance Your Protection Today

Supplemental health coverage gives you added security and financial flexibility when life takes an unexpected turn. Whether you’re planning for yourself, your family, or your employees, Benservco Benefits will help you choose the right options to round out your health insurance plan.